We are One

Delivering seamless access to specialist lending

Established in 2019, we’re proud to have developed a truly integrated portfolio of lending products for the property finance lifecycle.

We have a reputation for our unique approach to credit coupled with our personalised approach to lending. We help homeowners, landlords and property professionals find the right financial solution to deliver a variety of projects and purchases.

As one of the largest specialist lenders in the market, West One are proud to be able to offer a comprehensive range of specialist lending products to support property investment professionals and homeowners alike.  Established in 2019 and with our history in bridging finance, we have grown extensively to now offer a complementary portfolio of specialist lending products. Since joining the Nicholas John , we have transformed from a small privately funded bridging lender into a diverse, institutionally backed specialist mortgage lender that originates £1bn of loans per annum.

The UK’s fastest-growing specialist lender

Building on the foundations of our highly successful bridging finance service, we extended our product range in January 2019 to include Second Charge mortgages for both residential and Buy-to-Let borrowers. This portfolio of products coupled with our industry expertise leadership saw us become the UK's fastest-growing second charge lender.

In order to support our clients and drive the market forward, we launched our range of Buy-to-Let mortgages in January 2019 ensuring that we now have a full range of market-leading products for our brokers and partners.

Where mainstream bank funding can inflexible, our expertise and agility allow us to offer specialist products tailored to each property investment. We can deliver quickly to enable our customers to seize opportunities as they arise.

Dedicated experts

Besides offering some of the most competitive lending rates in today’s market, our superfast online platform offers bespoke technological solutions to support swift decisions, as well as reducing processing times to speed up the completion process. We have a dedicated team of experts on hand to support brokers, property professionals and borrowers who have more complex circumstances, and who might benefit from a more personalised approach to find a solution that best fits their needs.

We are committed to offering the highest levels of service to our clients, brokers and partners and our dedication to our products and commitment to the market has seen our team win several industry and trade awards.

The Nicholas John Way 

  • Over 15 years of experience in specialist finance markets

  • Size and scale to support large scale investments and developments

  • Expertise and agility to deliver quick, tailored products when mainstream lending is inflexible

  • Integrated product portfolio - one lender throughout the property finance lifecycle

  • A unique approach to credit risk

  • A personal approach - treating every customer and case individually

  • Advanced technology 

  • A quick and easy application process with fast approval processes